How to Lower Your Out-of-Pocket Repair Costs
How to Lower Your Out-of-Pocket Repair Costs
Car accidents are stressful, and the financial burden that comes with repairs can make the situation even worse. Many Australians assume that having car insurance will cover all their expenses, only to find out that they still have to pay a significant amount out-of-pocket. From insurance excess fees to policy exclusions, there are numerous factors that can contribute to unexpected costs after a crash.
Understanding how car insurance works, what your policy covers, and how to choose the right repair options can help you minimise these expenses. A well-informed approach can prevent situations where you’re left paying thousands of dollars due to inadequate insurance or poor repair choices.
Choosing the right level of coverage, knowing how excess payments work, and understanding when to make a claim are all essential strategies in keeping costs under control. Furthermore, shopping around for the best repair shops, avoiding unnecessary claims, and maintaining a good driving record can all contribute to long-term savings.
This guide will provide practical and easy-to-follow advice to help Australian drivers avoid high out-of-pocket costs when dealing with insurance claims and vehicle repairs. By taking the right steps before an accident even occurs, you can protect yourself from financial surprises and ensure a smoother recovery process if your car is damaged.
Understanding Car Insurance in Australia
Car insurance is essential for protecting yourself financially in case of an accident, but not all policies offer the same level of coverage. Many Australians are caught off guard by high out-of-pocket expenses simply because they don’t fully understand what their policy includes and excludes.
Types of Car Insurance
In Australia, there are four main types of car insurance:
- Compulsory Third-Party (CTP) Insurance – This is mandatory in all states and covers injury or death caused to others in an accident. However, it does not cover any damage to your vehicle or other people’s property.
- Third-Party Property Damage Insurance – Covers damage caused to other people’s property (such as their car or home) but does not cover your own vehicle.
- Third-Party Fire and Theft Insurance – Includes third-party property damage cover, plus protection if your car is stolen or damaged by fire.
- Comprehensive Insurance – The highest level of cover, this includes damage to your own vehicle, damage to other people’s property, and protection against theft, fire, and weather-related damage.
Choosing the Right Policy
Selecting the right insurance policy is one of the most effective ways to avoid high out-of-pocket expenses. Comprehensive insurance offers the broadest protection, but it comes at a higher premium. If you drive a newer or more expensive car, this type of coverage is often necessary to avoid significant repair costs. On the other hand, if you drive an older vehicle, a third-party policy might be sufficient.
Always review your policy carefully, compare insurers, and consider additional features like windscreen cover or hire car options to ensure you are adequately protected.
How Excess Works and Its Impact on Out-of-Pocket Costs
Excess is one of the most overlooked aspects of car insurance, yet it plays a crucial role in determining how much you’ll pay out-of-pocket in the event of a claim. When you make an insurance claim, the excess is the fixed amount you must contribute towards the repair costs before your insurer covers the rest.
Types of Excess
Different types of excess may apply depending on your insurer and your policy:
- Standard Excess – The base amount you must pay when making a claim. This is determined when you purchase your policy.
- Voluntary Excess – Some insurers allow you to choose a higher voluntary excess in exchange for lower premiums. While this can save you money on insurance costs, it means you’ll pay more if you ever need to make a claim.
- Age Excess – If a driver under a certain age (usually under 25) is involved in an accident while driving your car, an additional excess applies.
- Inexperienced Driver Excess – This applies to drivers who have held their licence for less than two years, regardless of their age.
- Undeclared Driver Excess – If someone not listed on your policy is driving your car at the time of an accident, your insurer may charge an additional excess.
Managing Excess to Reduce Costs
To minimise out-of-pocket expenses, carefully consider your excess when selecting a policy. A higher excess lowers your premium but increases the amount you must pay if you make a claim. If you prefer peace of mind and lower costs in an emergency, opting for a lower excess is the better choice. Always check how multiple excesses apply, as they can add up significantly.
Strategies to Avoid High Out-of-Pocket Costs
While car insurance provides financial protection, there are several proactive steps you can take to reduce your potential out-of-pocket expenses. Many drivers only consider costs after an accident, but making smart choices beforehand can help minimise financial strain if a claim is needed.
Maintain a No-Claims Discount
Many insurers offer a no-claims discount (NCD) or safe driver discount for policyholders who avoid making claims over a certain period. This discount can significantly reduce your premiums over time, helping you save hundreds of dollars each year. Even minor accidents can impact your discount, so if the repair cost is close to your excess, consider paying for it out-of-pocket rather than lodging a claim.
Shop Around for the Best Insurance Policy
Insurance premiums vary widely between providers. It’s essential to compare policies regularly to ensure you’re getting the best deal. Many Australians stick with the same insurer for years, assuming they’re getting a good rate, but loyalty doesn’t always pay off. Use insurance comparison websites and request quotes from multiple providers to find a policy that offers the right balance between premium costs and excess fees.
Understand Policy Inclusions and Exclusions
One of the biggest mistakes drivers make is assuming their policy covers everything. Always read the Product Disclosure Statement (PDS) to understand what is included and excluded in your policy. Some policies exclude coverage for certain types of damage (e.g., flood damage or mechanical failures), which could leave you with unexpected expenses if you’re not prepared.
Choosing the Right Repair Options to Minimise Costs
The cost of repairing a vehicle after an accident can vary significantly depending on where and how the repairs are carried out. Many drivers assume that their insurer will always cover the full cost of repairs, but in reality, there are several factors that can lead to high out-of-pocket expenses.
Preferred Repairers vs. Your Own Choice
Most insurers have preferred repairers, which are repair shops approved by the insurance company. Using a preferred repairer can help reduce costs as these shops often have agreements with insurers to keep repair expenses lower. However, some policies allow you to choose your own repairer, which can be beneficial if you prefer a specific mechanic or want to ensure the highest-quality repairs. Keep in mind that choosing your own repairer may result in additional costs if the insurer determines their quote is too high.
Getting Multiple Repair Quotes
If you are paying for repairs out-of-pocket or considering whether to make an insurance claim, it’s always a good idea to obtain multiple quotes. Some repairers may charge significantly more than others for the same work. Comparing estimates can help you find the best balance between cost and quality.
Checking for Hidden Costs
Be aware of hidden costs that may arise during the repair process, such as fees for additional parts, labour, or diagnostic tests. Some policies cover replacement parts only if they are aftermarket or reconditioned, which could impact the quality of your repair. Always confirm with your insurer what type of parts will be used before authorising repairs.
When to Make an Insurance Claim (and When Not To)
Filing an insurance claim isn’t always the best option, especially when considering how it may impact your future premiums. Understanding when to claim and when to cover costs yourself can help you avoid unnecessary out-of-pocket expenses in the long run.
Assessing the Cost of Repairs vs. Your Excess
Before lodging a claim, compare the estimated repair cost with your insurance excess. If the cost of repairs is only slightly higher than your excess, it may be more cost-effective to pay for the repairs yourself. For example, if your excess is $750 and the repair costs $1,000, claiming would only save you $250 but could lead to a higher premium in the future.
Impact on Future Premiums
Many insurance companies increase premiums for policyholders who make frequent claims. Even if a claim is approved, your insurer may see you as a higher risk, leading to increased costs when renewing your policy. If you have a no-claims discount, making a claim could cause you to lose this benefit, further increasing future premiums.
Third-Party Claims
If you’re at fault in an accident and damage another person’s vehicle or property, your insurance can cover the costs. However, if the damage is minor and repair costs are reasonable, settling privately may be an option. Be cautious, though—if additional damage is discovered later, you could be liable for further costs without insurance coverage. Always document agreements in writing when handling third-party claims privately.
Reducing Insurance Premiums to Lower Long-Term Costs
One of the best ways to avoid high out-of-pocket costs is by keeping your insurance premiums affordable while maintaining good coverage. Many Australians unknowingly pay more than necessary for car insurance because they don’t regularly review their policy or explore ways to lower their costs.
Increase Your Excess (If You Can Afford It)
Choosing a higher voluntary excess can significantly reduce your insurance premiums. If you are a safe driver and unlikely to make frequent claims, increasing your excess from $500 to $1,000, for example, could result in lower monthly or annual costs. However, ensure you can afford the higher excess amount if you do need to make a claim.
Bundle Your Insurance Policies
Many insurers offer multi-policy discounts when you bundle car insurance with home, contents, or other types of coverage. This can lead to substantial savings on your overall insurance costs.
Compare Policies Regularly
Loyalty doesn’t always pay off when it comes to car insurance. Compare different insurers each year to find the best deal, as companies frequently adjust their rates and offer new discounts. Use comparison websites or speak with an insurance broker to find policies that balance cost and coverage effectively.
Maintain a Clean Driving Record
A safe driving history can lead to lower premiums. Avoiding speeding fines, at-fault accidents, and other traffic offences helps you qualify for no-claims discounts and other savings over time. Many insurers reward long-term, low-risk drivers with better rates.
The Impact of External Factors on Insurance Costs
While you have control over some aspects of your car insurance costs, external factors can also influence your premiums and potential out-of-pocket expenses. Understanding these factors can help you make informed decisions when selecting coverage and budgeting for future costs.
Rising Insurance Premiums in Australia
Over the past few years, car insurance premiums have been steadily increasing due to a range of factors. Extreme weather events, such as floods and bushfires, have led to more claims, forcing insurers to raise premiums to cover their costs. Additionally, inflation has driven up the price of vehicle repairs, parts, and labour, all of which contribute to higher overall insurance costs.
Supply Chain and Repair Costs
The rising cost of vehicle repairs has also impacted insurance premiums. Modern cars are increasingly reliant on advanced technology, such as sensors and cameras for driver assistance features. While these systems improve safety, they are expensive to repair or replace after a crash. In some cases, even a minor accident can require costly recalibrations, significantly increasing the repair bill.
The Role of Your Location
Where you live can affect your insurance rates and the likelihood of high out-of-pocket expenses. Insurers assess risks based on postcode data, meaning areas with higher crime rates, more traffic congestion, or greater exposure to extreme weather may attract higher premiums. If you’re moving house, consider how your new location might impact your insurance costs.
Being aware of these external factors can help you plan ahead, ensuring that you’re not caught off guard by unexpected premium hikes or repair costs.
Avoiding Common Pitfalls That Lead to Higher Costs
Many Australians unknowingly make mistakes when it comes to their car insurance and crash repairs, leading to unexpected out-of-pocket expenses. By understanding these common pitfalls, you can take proactive steps to avoid unnecessary financial strain.
Not Reading the Product Disclosure Statement (PDS)
One of the biggest mistakes drivers make is assuming their policy covers everything. Every car insurance policy comes with a Product Disclosure Statement (PDS), which outlines inclusions, exclusions, and any limits on claims. Failing to read this document can result in nasty surprises, such as finding out your policy doesn’t cover damage from floods, hail, or vandalism.
Failing to Notify Your Insurer of Modifications
If you’ve made modifications to your car, such as adding aftermarket rims, upgrading the exhaust system, or installing a new stereo, you must inform your insurer. Many insurance companies will refuse to cover unapproved modifications, leaving you to pay out-of-pocket if your car is damaged.
Letting Your Policy Lapse
It may seem obvious, but allowing your insurance policy to lapse due to missed payments can leave you completely unprotected in the event of an accident. Even a brief lapse in coverage could mean denied claims or higher premiums when you try to reinstate your policy. Always set up automatic payments or reminders to ensure your cover remains active.
Not Updating Your Agreed Value
If your policy is based on an agreed value, rather than market value, it’s important to update it regularly. The market value of cars depreciates over time, so if your agreed value is too low, you may not receive enough from a payout to replace or repair your vehicle adequately.
What to Do After an Accident to Minimise Costs
Knowing what to do immediately after an accident can help you avoid unnecessary expenses and ensure you handle the situation correctly with your insurer and repairer. A well-documented accident report and quick decision-making can protect you from disputes and unexpected costs.
Gather Evidence at the Scene
After a crash, collect as much information as possible to ensure an accurate insurance claim and avoid being held liable for damages you didn’t cause. This includes:
- Taking clear photos of all vehicles involved, their number plates, and any damage.
- Getting contact details of other drivers, witnesses, and passengers.
- Noting weather and road conditions at the time of the crash.
- Filing a police report if required (especially for major accidents or hit-and-runs).
Notify Your Insurer Promptly
Many policies require you to report an accident within a certain timeframe. Delaying your claim could result in a denied or delayed payout, leaving you to cover repair costs. If the damage is minor and you are unsure whether to claim, contact your insurer for advice before making a decision.
Avoid Admitting Fault
Never admit fault at the scene, even if you think you caused the accident. Let the insurance companies determine liability based on evidence. Admitting fault prematurely can result in higher out-of-pocket expenses if the other party claims damages.
Keep Records of All Communication
If you discuss repairs, liability, or settlements with another driver, their insurer, or repair shops, always keep a written record. This protects you in case of disputes or unexpected costs later on.
Final Tips for Keeping Crash Repair Costs Manageable
Avoiding high out-of-pocket costs for car repairs requires a proactive approach. By understanding your insurance policy, knowing when to make a claim, and choosing the right repair options, you can significantly reduce unexpected expenses.
Consider Pay-As-You-Drive Insurance
If you don’t drive often, pay-as-you-drive (PAYD) insurance can be a cost-effective alternative to standard policies. Some insurers offer lower premiums for drivers who travel fewer kilometres per year, helping to reduce ongoing insurance costs while still providing coverage in case of an accident.
Use an Accredited Repairer
Always choose a licensed and accredited repairer to ensure quality repairs. While it may be tempting to go for the cheapest option, poor-quality repairs can lead to safety issues, further damage, or higher costs down the line if the job needs to be redone. Look for repairers accredited by industry bodies like the Motor Trades Association (MTA) or those recommended by your insurer.
Ask About Warranties on Repairs
Reputable repair shops offer warranties on parts and labour. This means if something goes wrong with the repair within a specified period, the repairer will fix it at no extra cost. Always ask about warranty policies before agreeing to any work.
Stay Informed and Review Your Policy Annually
Insurance policies, premiums, and coverage options change regularly. Review your policy every 12 months to ensure you’re still getting the best deal. Updating your coverage, adjusting your excess, and taking advantage of discounts can keep your long-term costs lower while ensuring you remain adequately protected.
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The Pros and Cons of Different Paint Finishes
The Pros and Cons of Different Paint Finishes
When it comes to collision repair, restoring your vehicle’s paint finish is one of the most critical steps in bringing it back to its pre-accident condition. However, with various paint finishes available—each offering different aesthetic and protective qualities—choosing the right one can be overwhelming for car owners.
The paint finish you select not only affects your vehicle’s appearance but also plays a significant role in its durability, resale value, and maintenance requirements. A poor choice can lead to unnecessary expenses in upkeep, difficulty in repairs, or a finish that doesn’t match the rest of the car. That’s why understanding the different types of automotive paint finishes and how they perform in Australian conditions is essential.
Whether you’re dealing with a minor scratch, a full repaint, or a touch-up after a collision, selecting the best paint finish involves considering factors like your car’s original paint, exposure to environmental elements, and long-term maintenance. In Australia, with its harsh sun, coastal salt air, and varied climate conditions, choosing a durable and easy-to-maintain finish is even more crucial.
In this article, we’ll explore the different types of paint finishes available, their benefits and drawbacks, and how to determine the best option for your specific needs. By the end, you’ll have a clear understanding of what goes into making the right choice for your collision repair, ensuring your car looks great and remains protected for years to come.
Understanding the Different Types of Automotive Paint Finishes
Automotive paint finishes come in several types, each offering unique characteristics in terms of appearance, durability, and maintenance. When selecting the right paint finish for your collision repair, it’s important to understand the options available and how they affect your vehicle’s overall look and performance.
1. Solid Paint Finish
A solid paint finish is the most common and cost-effective option used on vehicles. It consists of a single layer of colored paint, often topped with a protective clear coat.
Pros:
- Simple to apply and repair, making touch-ups easier after minor scratches.
- Less expensive than other finishes, making it an economical choice for collision repair.
- Provides a classic, clean appearance.
Cons:
- Lacks the depth and shimmer of more complex finishes.
- Can fade more quickly if not properly maintained, especially under the Australian sun.
2. Metallic Paint Finish
Metallic paint contains small metal flakes mixed into the paint, giving vehicles a sparkly, reflective quality. This finish is often found on sports and luxury cars due to its eye-catching appeal.
Pros:
- Enhances the visual appeal of the vehicle with a sleek, shiny look.
- Conceals minor scratches better than solid paint.
Cons:
- More challenging to repair; touch-ups may not match perfectly.
- Typically costs more than a solid finish.
Each of these finishes has its own advantages and drawbacks. The best choice will depend on your preferences, budget, and how well you can maintain the paint over time. In the next section, we’ll look at pearlescent and matte finishes, which offer even more distinctive looks but come with added maintenance considerations.
Pearlescent and Matte Paint Finishes: High-End Options with Unique Considerations
For those seeking a more distinctive and premium look, pearlescent and matte paint finishes provide striking alternatives to traditional solid and metallic paints. However, while these finishes offer a visually impressive aesthetic, they also come with increased costs and maintenance requirements.
3. Pearlescent Paint Finish
Pearlescent paint, also known as “pearl” or “mica” paint, contains ceramic crystals that refract light. This creates a multi-dimensional color effect where the vehicle appears to change hues depending on the viewing angle and lighting conditions.
Pros:
- Provides a deep, luxurious finish with a shimmering, color-changing effect.
- More resistant to fading compared to solid or metallic finishes.
Cons:
- Higher cost due to the complexity of its application process.
- Difficult to repair—if a section of the paint is damaged, blending it seamlessly with the existing finish can be challenging.
4. Matte Paint Finish
Matte finishes have gained popularity in recent years, particularly among high-end and custom vehicle enthusiasts. Unlike traditional glossy finishes, matte paint absorbs light rather than reflecting it, creating a non-glossy, velvety appearance.
Pros:
- Unique and modern look that stands out.
- Does not show minor swirl marks or reflections like glossy finishes.
Cons:
- Requires specialized care—standard car washes, waxes, and polishes can damage the finish.
- More expensive to repaint or touch up, as blending is extremely difficult.
If you’re considering a pearlescent or matte finish for your collision repair, it’s important to factor in both the aesthetic benefits and the long-term care these finishes require. In the next section, we’ll explore the key factors to consider when choosing the best paint finish for your vehicle.
Key Factors to Consider When Choosing a Paint Finish for Collision Repair
Selecting the right paint finish for your vehicle after a collision repair isn’t just about aesthetics. Several factors come into play, including durability, maintenance, and the Australian climate. Here’s what you should consider before making your decision.
1. Vehicle Usage and Lifestyle
How you use your vehicle should influence your choice of paint finish. If your car is a daily driver exposed to road debris, extreme weather, and regular washing, a solid or metallic finish may be more practical due to its ease of maintenance and repair. On the other hand, if your car is a weekend cruiser or a collector’s item, a pearlescent or matte finish may be worth considering for its striking appearance.
2. Maintenance and Upkeep
Different paint finishes require varying levels of maintenance.
- Solid and metallic finishes are easier to clean and maintain, making them ideal for those who prefer low-maintenance options.
- Pearlescent and matte finishes demand special care; for example, matte paint cannot be waxed or polished with regular products, and pearlescent finishes require expert color matching in case of repairs.
3. Climate and Environmental Factors
Australia’s climate, particularly in regions with high UV exposure, can impact the longevity of your paint finish.
- Solid finishes may fade faster in direct sunlight without regular waxing and protective coatings.
- Metallic and pearlescent finishes tend to hold up better against UV rays due to their light-reflecting properties.
- Matte finishes are more sensitive to environmental contaminants like bird droppings, road grime, and hard water stains.
Taking these factors into account will help you choose a paint finish that not only looks great but also fits your lifestyle and climate conditions. In the next section, we’ll discuss the role of clear coats and why they are essential for long-term paint protection.
The Role of Clear Coats in Paint Finishes
No matter which paint finish you choose for your collision repair, a clear coat plays a crucial role in protecting the paint, enhancing its appearance, and extending its lifespan. A clear coat is a transparent, protective layer applied over the base paint, providing a glossy, durable shield against environmental elements and physical damage.
1. Protection Against Environmental Damage
Australia’s harsh climate can take a toll on vehicle paint, especially in areas with intense sunlight, coastal salt air, and extreme temperature changes. A high-quality clear coat helps:
- Prevent UV damage by reducing paint oxidation and fading.
- Repel contaminants such as dirt, bird droppings, road salt, and tree sap, which can cause paint degradation.
- Resist moisture intrusion, reducing the risk of rust and corrosion on metal panels.
2. Enhancing Aesthetic Appeal
Clear coats also impact the final look of a paint job.
- Glossy clear coats create a deep, reflective shine, which is commonly used on solid, metallic, and pearlescent finishes.
- Matte clear coats provide a protective barrier while maintaining a non-glossy texture for matte paint finishes.
3. Durability and Maintenance Benefits
A well-applied clear coat:
- Makes cleaning easier by allowing dirt and grime to wash off smoothly.
- Adds scratch resistance, helping to minimize minor abrasions from daily use.
- Improves longevity, ensuring the paint finish lasts for years with proper care.
While clear coats are standard on most modern vehicles, choosing a high-quality clear coat and proper application is essential for lasting results. In the next section, we’ll explore the importance of professional paint application in achieving the best finish for your collision repair.
The Importance of Professional Paint Application
Selecting the right paint finish for your collision repair is only part of the equation—how the paint is applied plays a crucial role in achieving a flawless and long-lasting result. While DIY touch-up kits exist, professional application by a qualified auto body shop ensures that the paint finish not only looks great but also performs well over time.
1. Expertise in Color Matching
One of the biggest challenges in collision repair is achieving a seamless color match.
- Professional auto painters use computerized color-matching systems to ensure the new paint blends perfectly with the existing finish.
- This is especially important for metallic, pearlescent, and matte finishes, which can be difficult to replicate without specialized techniques.
2. Precision in Paint Application
A high-quality paint job requires multiple layers applied with precision:
- Primer coat for adhesion and corrosion resistance.
- Base coat that provides the color and finish effect.
- Clear coat to seal and protect the paint.
Professionals apply each layer in a controlled environment, preventing common DIY issues like dust contamination, uneven application, or improper curing.
3. Long-Term Durability
A professional paint job not only looks better but also lasts longer.
- Proper curing and drying ensure that the paint bonds correctly, reducing the risk of peeling, chipping, or premature fading.
- Professional application is also backed by warranties, giving car owners peace of mind.
Investing in a professional paint application ensures your vehicle maintains its value, appearance, and protection over time. In the next section, we’ll cover how to maintain and care for your newly applied paint finish.
How to Maintain and Care for Your Newly Applied Paint Finish
Once your vehicle’s collision repair is complete, proper maintenance is essential to preserve the paint finish and ensure its longevity. Different finishes require different levels of care, but following general maintenance guidelines will help keep your car looking as good as new for years to come.
1. Washing Your Car Correctly
Regular washing prevents dirt, dust, and contaminants from damaging your paint. However, improper washing can cause swirl marks, scratches, or dulling of the finish.
- Use a pH-balanced car shampoo rather than household detergents, which can strip protective coatings.
- Wash with microfiber cloths or mitts to prevent fine scratches.
- Rinse thoroughly and dry with a clean, soft towel to avoid water spots.
For matte finishes, avoid wax-based soaps or polishes that can alter the texture of the paint.
2. Protecting Against UV Damage
Australia’s intense sun exposure can fade and weaken a vehicle’s paint over time.
- Regular waxing (for glossy finishes) creates a protective barrier against UV rays and pollutants.
- Use a ceramic coating or paint sealant for additional durability.
- Park in shaded areas or use a car cover when possible to reduce prolonged sun exposure.
3. Preventing and Addressing Damage Early
- Remove bird droppings, sap, and bugs immediately as they contain acids that can eat into the paint.
- Avoid automatic car washes with harsh brushes, as they can leave swirl marks, especially on metallic and pearlescent finishes.
- Consider paint protection film (PPF) for high-impact areas like the front bumper and hood.
By maintaining your new paint finish with care, you can extend its lifespan and keep your vehicle looking showroom fresh. In the final section, we’ll summarize key takeaways and provide final recommendations on choosing the best paint finish for your needs.
Final Thoughts: Choosing the Best Paint Finish for Your Collision Repair
Selecting the right paint finish for your vehicle after a collision repair is an important decision that affects not only your car’s appearance but also its durability, resale value, and maintenance needs. With various options available—including solid, metallic, pearlescent, and matte finishes—it’s essential to choose one that aligns with your budget, lifestyle, and the conditions your vehicle will face.
1. Matching Your Needs with the Right Finish
- If you’re looking for an affordable and easy-to-maintain option, a solid paint finish is a great choice.
- If you prefer a stylish, reflective look that hides minor imperfections, metallic paint is a solid investment.
- For a high-end, color-changing effect, pearlescent paint offers a luxurious touch but requires specialized maintenance.
- If you want a modern, unique aesthetic, matte paint stands out, though it demands extra care.
2. Trusting Professional Application
Regardless of the finish you choose, having the paint professionally applied ensures a seamless, high-quality result. Professional collision repair specialists use advanced color-matching technology, precision application techniques, and protective clear coats to extend the life of your paint job.
3. Long-Term Maintenance Matters
Protecting your new paint finish with proper washing techniques, UV protection, and regular upkeep will help maintain its fresh, polished look.
By carefully considering your vehicle’s usage, maintenance preferences, and budget, you can choose the perfect paint finish that balances style, practicality, and longevity. If you’re unsure, consulting a trusted auto body shop can help you make the best decision for your collision repair needs.
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How to Prepare for a Collision Repair Appointment: Essential Documents
How to Prepare for a Collision Repair Appointment: Essential Documents
Experiencing a car collision can be stressful, and the last thing you want is additional hassle when it’s time for repairs. One way to ensure the process goes smoothly is by having all the necessary documents ready when you head to the collision repair shop. Being prepared not only saves time but also ensures that your vehicle is repaired efficiently, with the proper paperwork for insurance claims and legal protection. In this detailed guide, we will cover all the essential documents you need to bring to a collision repair appointment and explain why each is important.
Insurance Information: The Most Critical Document
One of the most important pieces of information you need when preparing for a collision repair appointment is your insurance details. Whether you’re filing a claim for damage coverage or arranging for the repairs to be done through your insurer’s approved network of repairers, you’ll need to have this information on hand.
Why It’s Important:
- Approval of Repairs: Many repair shops require insurance company approval before starting the work. They will also need details to communicate directly with your insurance provider for claim approval.
- Coverage Details: Make sure you know what your policy covers, including the extent of the damage, whether you are entitled to rental cars, and whether your policy covers OEM (Original Equipment Manufacturer) parts.
- Documentation: Bring your insurance card, and if applicable, any correspondence regarding your claim, including the claim number and adjuster details.
Pro Tip:
Check your insurance policy for exclusions or limits, such as whether they cover custom parts or non-OEM components. Understanding these limitations can help you avoid surprises.
Supporting Source:
For a clearer understanding of insurance policies in Australia, you can check NRMA Insurance or RACQ Insurance for guidance on vehicle insurance coverage.
Vehicle Registration and Proof of Ownership
To avoid any confusion or disputes, you will need to provide proof of ownership and vehicle registration at the repair shop. This ensures that the vehicle being repaired belongs to you and is properly registered for legal and insurance purposes.
Why It’s Important:
- Legal Requirement: Repair shops are required to verify ownership before they begin any work on a vehicle.
- Vehicle Identification: Registration details help the repair shop accurately match the repair to the correct vehicle, avoiding any mix-ups.
What You’ll Need:
- Vehicle Registration Certificate: This will confirm that the car is registered and that you are the rightful owner.
- Proof of Ownership: If the vehicle was recently purchased or financed, you may need to provide additional documentation, such as a bill of sale or a title certificate.
Pro Tip:
In some states, digital vehicle registration and proof of ownership, available through apps like Service NSW, can be acceptable. However, confirm with your repairer in advance.
Supporting Source:
Refer to Service NSW or VicRoads for more information on digital registration documents.
Driver’s License: Confirming Identity
Your driver’s license is another essential document when preparing for a collision repair appointment. It serves as a form of ID for the repair shop and confirms your legal ability to own and drive the vehicle.
Why It’s Important:
- Identity Verification: Many repair shops will ask for a driver’s license to confirm your identity and ensure that the vehicle is under your name.
- Repair Authorisation: Repair shops may require your signature for repair authorisation, and your ID helps verify this process.
Pro Tip:
Some states in Australia allow digital driver’s licenses. Confirm with the repair shop if they accept these, particularly if you only carry a digital ID.
Supporting Source:
Visit Department of Transport and Main Roads QLD for information on digital licenses in Queensland.
Vehicle Warranty Information
If your vehicle is still under warranty, it’s critical to bring all relevant warranty documents to your appointment. A warranty can significantly reduce the out-of-pocket cost of repairs and ensure you’re getting parts and services approved by the manufacturer.
Why It’s Important:
- Cost Savings: Certain repairs, especially those involving mechanical components, may be covered under your vehicle’s warranty.
- Warranty Coverage: Check whether your warranty covers specific damage types or parts and if the warranty is still valid. Also, confirm whether the repair shop is authorised to perform work under the warranty.
What to Bring:
- Warranty Certificate: Bring the physical or digital copy of your vehicle warranty.
- Extended Warranties: If you have purchased an extended warranty, bring any documentation related to that.
Pro Tip:
Check with your vehicle manufacturer or dealer to see if they can recommend authorised repair shops that will honour your warranty.
Supporting Source:
Check with the Australian Competition and Consumer Commission (ACCC) for your rights regarding vehicle warranties.
Previous Repair History: Keeping Track of Your Vehicle’s Health
Another crucial document to bring is any record of past repairs. Collision repair shops may need to understand what repairs were done previously, especially if the current damage may be related to past accidents.
Why It’s Important:
- History of Repairs: Helps technicians assess whether recurring issues are due to previous damages.
- Warranty on Parts: If previous repairs are still under warranty, you may be able to get the work done at a reduced cost or for free.
What to Bring:
- Invoices or Repair Receipts: These documents show what work has been performed and the parts used.
- Warranty Information on Past Repairs: If you had any parts replaced during prior repairs, bring the warranty documents, if applicable.
Photos of Damage: A Helpful Visual Aid
In today’s digital age, it’s easy to document collision damage with your smartphone. Before going to the repair shop, take photos of the damage to provide a visual reference for both the insurance company and the repair shop.
Why It’s Important:
- Insurance Evidence: Photos serve as a backup for insurance claims if there are any disputes about the damage.
- Before-and-After Comparison: Allows you to compare the repaired vehicle with its pre-repair condition to ensure quality.
Tips for Effective Photos:
- Lighting: Ensure you take clear, well-lit photos that capture the extent of the damage.
- Multiple Angles: Photograph the damage from different angles to provide a comprehensive view.
Supporting Source:
For more tips on photographing vehicle damage, refer to guides on NRMA Insurance.
Repair Authorisation Form: Protecting Yourself Legally
Before the repair work begins, the shop may ask you to sign a repair authorisation form. This form ensures that both parties understand the scope of the work and the costs involved.
Why It’s Important:
- Protection: This legal document outlines the expected repairs, costs, and completion times, protecting you from unexpected charges.
- Transparency: It gives you a clear understanding of the work being done on your vehicle and helps avoid any miscommunication.
Pro Tip:
Read the repair authorisation form thoroughly before signing to ensure you agree with the scope and terms of the repair.
Supporting Source:
For more information on your legal rights, visit Consumer Affairs Victoria.
Conclusion: Stay Prepared for a Hassle-Free Experience
Preparing the necessary documents for your collision repair appointment may seem tedious, but it’s well worth the effort. Having your insurance information, vehicle registration, proof of ownership, warranty details, and repair history on hand will save you time and avoid delays. Document the damage with photos, ensure transparency by reviewing the repair authorisation form, and bring your driver’s license for identification. With everything ready, your collision repair experience will be as seamless as possible.
Suggested Reading:
- Common Types of Collision Damage and How They’re Repaired
- The Role of Digital Tools in Modern Collision Repair
- How to Protect Your Car’s Value with Professional Collision Repair
Understanding the Different Types of Auto Body Fillers
Understanding the Different Types of Auto Body Fillers
Auto body fillers are crucial materials used in car repairs to smooth out dents, scratches, and other imperfections on a vehicle’s surface. Whether you’re a professional in the auto repair industry or a DIY enthusiast, understanding the different types of auto body fillers can help you choose the right one for your needs. This article delves into the various types of auto body fillers, their uses, and how they can benefit Australians looking to maintain their vehicles.
What are Auto Body Fillers?
Auto body fillers, commonly known as Bondo, are materials used to fill dents, dings, and scratches in a vehicle’s body. These fillers are applied after the damaged area is sanded and cleaned, and they harden to create a smooth surface that can be sanded, primed, and painted.
Types of Auto Body Fillers
1. Standard Polyester Fillers
Standard polyester fillers are the most commonly used fillers in the automotive repair industry. They are easy to mix, apply, and sand, making them a popular choice for both professionals and amateurs.
- Pros: Cost-effective, easy to use, widely available.
- Cons: Can shrink over time, not ideal for high-stress areas.
Standard polyester fillers are versatile and can be used for a variety of repairs. They consist of a polyester resin mixed with a hardener, which when combined, creates a putty-like substance that can be easily applied to the damaged area. After hardening, the filler can be sanded down to create a smooth surface, ready for painting.
2. Lightweight Fillers
Lightweight fillers are similar to standard polyester fillers but with a lighter consistency. They are easier to spread and sand, making them ideal for larger surface areas.
- Pros: Easy to sand, good for large areas, less prone to sagging.
- Cons: May not be as strong as heavier fillers.
Lightweight fillers are perfect for filling larger dents and surface imperfections. They provide a smooth finish with minimal effort, reducing the labour time required for sanding and shaping. Despite being lightweight, these fillers still provide a durable and long-lasting repair.
3. Fiberglass Fillers
Fibreglass fillers are reinforced with fibreglass strands, providing added strength and durability. They are suitable for repairing larger dents and areas that require extra reinforcement.
- Pros: High strength, durable, good for structural repairs.
- Cons: More challenging to sand, more expensive.
Fibreglass fillers are used in areas that need extra strength, such as structural components or large dents that compromise the integrity of the vehicle’s body. The fibreglass strands within the filler increase its tensile strength, making it more resilient to stress and impact. However, this added strength comes at the cost of increased difficulty in sanding and shaping.
4. Metal Fillers
Metal fillers contain metal particles, such as aluminium, providing a stronger and more durable finish. They are ideal for repairing metal surfaces and areas exposed to high stress.
- Pros: High durability, can withstand high temperatures, excellent adhesion to metal.
- Cons: Harder to work with, more expensive.
Metal fillers are excellent for repairs on metal surfaces where extra strength and durability are needed. The metal particles within the filler enhance its resistance to high temperatures and physical stress, making it ideal for repairs on engine components or areas exposed to heat.
5. Glaze and Spot Putty
Glaze and spot putty are fine fillers used to fill small imperfections and pinholes. They are applied in thin layers and sanded smooth to create a flawless finish.
- Pros: Easy to apply, excellent for minor imperfections, smooth finish.
- Cons: Not suitable for large repairs, requires multiple layers.
Glaze and spot putty are used for the final touches in the repair process. They are perfect for filling minor imperfections, such as pinholes and small scratches, that are not covered by standard fillers. These fillers are applied in thin layers and provide a smooth finish that blends seamlessly with the surrounding surface.
How to Choose the Right Auto Body Filler
Choosing the right auto body filler depends on the type of repair, the area being repaired, and the desired finish. Here are some factors to consider:
- Size of the Repair: For large dents, fibreglass or metal fillers are ideal. For smaller imperfections, lightweight fillers or spot putty work well.
- Surface Material: Metal fillers are best for metal surfaces, while polyester fillers can be used on a variety of materials.
- Durability Requirements: If the repaired area will be under stress, choose a stronger filler like fibreglass or metal.
Application Tips for Auto Body Fillers
Proper application of auto body fillers is crucial for a smooth and durable repair. Follow these steps for the best results:
- Prepare the Surface: Sand and clean the damaged area thoroughly.
- Mix the Filler: Follow the manufacturer’s instructions for mixing the filler.
- Apply the Filler: Spread the filler evenly over the damaged area, slightly overfilling to allow for sanding.
- Sand the Filler: Once the filler has hardened, sand it smooth with progressively finer grit sandpaper.
- Prime and Paint: Apply a primer to the repaired area, followed by paint to match the vehicle’s colour.
Conclusion
Understanding the different types of auto body fillers and their uses can help you make informed decisions when repairing your vehicle. Whether you’re dealing with minor scratches or larger dents, there’s a filler that can meet your needs. By choosing the right filler and applying it correctly, you can achieve a smooth, durable finish that restores your vehicle’s appearance.
Suggested Reading
- The Top 10 Mistakes to Avoid After a Car Accident
- How to Maximise Your Car’s Resale Value After Collision Repairs
- The Importance of Wheel Alignment After a Collision Repair
- Preparing Your Teen for Safe Driving in Adelaide: Collision Avoidance Tips
How to Spot Mismatched Paint
How to Spot Mismatched Paint
Ensuring your vehicle’s paint matches perfectly after a repair is essential for maintaining its appearance and resale value. Mismatched paint can significantly diminish the overall look of your car and indicate poor repair quality. This comprehensive guide will help you understand how to spot mismatched paint, why it matters, and what steps to take if you notice discrepancies.
Why Paint Matching Matters
Aesthetics
A perfectly matched paint job ensures your car looks seamless and well-maintained. Any discrepancies can be easily noticeable, especially under direct sunlight or bright lighting, leading to a patchy and unprofessional appearance.
Resale Value
Consistent paintwork can enhance the resale value of your vehicle. Prospective buyers often look for signs of previous damage or repairs, and mismatched paint can be a red flag, potentially lowering the car’s market value.
Corrosion Protection
Proper paint application helps protect the underlying metal from corrosion. Mismatched paint might indicate improper preparation or application, leaving your car susceptible to rust and further damage.
Common Causes of Mismatched Paint
Inaccurate Color Mixing
One of the primary reasons for mismatched paint is inaccurate colour mixing. Paint shops need to follow precise formulas to match the original colour. Even slight variations can lead to noticeable differences.
Ageing and Weathering
The existing paint on your car might have faded over time due to sun exposure and weather conditions. This makes it challenging to match the new paint perfectly with the old.
Improper Application
Variations in application techniques, such as differences in spray pressure, distance, and angle, can lead to differences in appearance. Consistency in these factors is crucial for a seamless finish.
Signs of Mismatched Paint
Colour Variations
Look for differences in hue or shade between the repaired area and the original paint. Even slight discrepancies can be visible, especially in natural light.
Texture Differences
Mismatched paint might have a different texture or finish compared to the rest of the car. Run your hand over the painted surfaces to feel for any inconsistencies.
Inconsistent Gloss Levels
Check for differences in the level of gloss or shine. A mismatched paint job may appear duller or shinier than the rest of the vehicle.
Visible Edges
Noticeable lines or edges where the new paint meets the old can indicate a mismatch. These lines can often be seen around repaired areas if the blending process was not done correctly.
How to Inspect for Mismatched Paint
Good Lighting
Examine your car in natural daylight or under bright, even lighting conditions. This helps in identifying any colour discrepancies more effectively.
Different Angles
Look at the paintwork from various angles to spot any inconsistencies. Sometimes, mismatched paint can be more visible from certain viewpoints.
Touch Comparison
Run your hand over the painted surfaces to feel for differences in texture. A smooth, consistent texture indicates a well-done paint job.
Reflective Surfaces
Use reflective surfaces to highlight any variations in colour or gloss. Reflections can make it easier to spot differences that are not immediately apparent.
Tools and Techniques for Accurate Paint Matching
Spectrophotometers
Professional repair shops use spectrophotometers to measure the colour of the existing paint. These devices help mix a precise match by analysing the colour and producing an accurate formula.
Color Matching Systems
Advanced software systems can create an exact match based on the car’s original paint code. These systems consider various factors, including the car’s make, model, and year, to ensure an accurate match.
Blending Techniques
Skilled technicians use blending techniques to gradually merge new paint with the old, making transitions seamless. This involves feathering the new paint into the old and clear coating the entire area for uniformity.
What to Do If You Notice Mismatched Paint
Contact the Repair Shop
Reach out to the repair shop that performed the work and explain the issue. Reputable shops will stand by their work and offer to correct any discrepancies.
Request a Re-evaluation
Ask for a re-evaluation of the paintwork and discuss possible solutions. This may include repainting the affected area or adjusting the colour mix.
Seek a Second Opinion
If necessary, seek a second opinion from another reputable repair shop. They can provide an unbiased assessment and suggest the best course of action.
Choosing a Reputable Repair Shop
Certifications and Training
Ensure the shop has certified and trained technicians. Certifications from reputable organisations like I-CAR indicate a high standard of skill and knowledge.
Customer Reviews
Check online reviews and testimonials for feedback on their paint-matching quality. Positive reviews and high ratings are good indicators of reliable service.
Warranty Offered
A good repair shop will offer a warranty on their paintwork. This ensures that any issues, including mismatched paint, will be addressed without additional costs to you.
Conclusion
Spotting mismatched paint is essential for maintaining your car’s appearance and value. By understanding the common causes, knowing what to look for, and choosing a reputable repair shop, you can ensure your vehicle looks its best after any repair. For professional assistance and high-quality repairs, visit Dynamic Paint N Panel.
Suggested Reading
- The Impact of Road Conditions on Vehicle Wear and Collision Risk in Adelaide
- How to Deal with Insurance Claims After a Car Accident in Adelaide
- What to Do if You Hit a Roo: A Comprehensive Guide for South Australian Drivers
- How to Prepare Your Car for Repair: A Checklist for Adelaide Drivers
The Art of Paintless Dent Repair
Preserving Perfection: The Art of Paintless Dent Repair (PDR)
When it comes to restoring your vehicle’s former glory after a dent, the method you choose can significantly impact its overall appearance and value. One technique stands out above the rest for its ability to retain the factory paint finish, ensuring your car maintains its original color and texture. Enter Paintless Dent Repair (PDR) – a revolutionary approach that sets itself apart from traditional methods.
The PDR Advantage: A Symphony of Preservation
Retaining Factory Paint Finish
The most remarkable feature of PDR lies in the fact that it will keep the vehicle’s factory paint finish untouched. Unlike conventional dent repair approaches that often necessitate repainting, PDR eliminates this step entirely. This means your car’s original coat of paint remains as pristine as the day it rolled off the assembly line.
Disruption-Free Repairs
Traditional dent repair methods involve sanding, filling, and repainting, disrupting the car’s original paint in the process. PDR, on the other hand, is a non-invasive technique. It doesn’t disturb the paint in any way, ensuring that the integrity of the original finish is maintained. No more worrying about color mismatches or uneven textures – PDR preserves the aesthetics of your vehicle seamlessly.
The Seamless Blend: Where Art Meets Science
Eliminating Colour Mismatches
One of the most common concerns with traditional repairs is the risk of colour discrepancies. PDR eliminates this worry entirely. By keeping the original paint intact, there are no variations in colour between the repaired area and the rest of the vehicle. The result? A flawless, seamless blend that leaves no evidence of the dent.
Texture Harmony
Texture variations can be a telltale sign of a repair job. With PDR, the texture of the repaired area seamlessly integrates with the surrounding surfaces. Say goodbye to visible blending lines or awkward textures – PDR ensures that your vehicle’s exterior maintains its uniform, factory-like finish.
Preservation Beyond Aesthetics: The Practical Side of PDR
Beyond the visual appeal, PDR offers practical advantages. The process is typically quicker than traditional methods, meaning less time without your vehicle. Additionally, PDR can be more cost-effective since it eliminates the need for extensive repainting and material costs associated with traditional repairs.
Choosing Excellence for Your Vehicle
In the world of dent repair, preserving the original beauty of your vehicle is paramount. Paintless Dent Repair emerges as the champion, offering a solution that goes beyond fixing dents – it preserves the essence of your car. From maintaining the factory paint finish to ensuring a seamless blend, PDR is a testament to the marriage of art and science in automotive restoration. Choose PDR for a repair that not only fixes dents but leaves your vehicle looking as though it never had one.
Is Rust Melting Your Car
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Lowest running costs
When it comes to buying a new car there are so many variables to consider, one of the most common is ongoing costs.
AS you start thinking about exactly how much petrol you need to out in your car every week for your daily activities, it’s important to remember running costs don’t stop there. Anyone who has owned a “luxury brand” (think German/British) you’ll know that the extra costs of servicing alone can double the everyday costs compared to some lower-cost Asian makes.
If you are after pure affordabilty it’s fairly obvious that the smaller the car, the lower the running costs, and the lower the depreciation – mainly due to the lower initial outlay. While cheap and cheerful can be great for those only needing to transport themselves from point a to point b, for those of us that need to take passengers, school bags, trade tools, or even rideshare something bigger is exactly what we start looking for.
Considering the lowest price large sedan requires double the outlay of the micro Mitsubishi Mirage ($115.11 per week) or Kia Picanto ($111.49), it’s important to choose wisely when upsizing. Currently, the large sedan costing the lowest amount day today is the Holden Commodore ($219.43), with the cheapest to run mid-size sedan being the Toyota Camry Hybrid ($181.18).
| Micro | $/week |
| KIA PICANTO S (AEB) JA MY19 5D HATCHBACK INLINE 4 1248 cc MPFI 5 SP MANUAL | $111.49 |
| MITSUBISHI MIRAGE ES LA MY19 5D HATCHBACK INLINE 3 1193 cc MPFI 5 SP MANUAL | $115.11 |
| FIAT 500 POP SERIES 6 3D HATCHBACK INLINE 4 1242 cc MPFI 5 SP MANUAL | $129.27 |
| Light | |
| KIA RIO S YB MY19 5D HATCHBACK INLINE 4 1368 cc MPFI 4 SP AUTOMATIC | $111.79 |
| SUZUKI SWIFT GL AL 5D HATCHBACK INLINE 4 1242 cc MPFI CONTINUOUS VARIABLE | $117.72 |
| SUZUKI BALENO GL MY16 4D HATCHBACK INLINE 4 1373 cc MPFI 4 SP AUTOMATIC | $121.99 |
| Small | |
| KIA CERATO S (AV) BD MY19 5D HATCHBACK INLINE 4 1999 cc MPFI 6 SP AUTOMATIC | $134.55 |
| HOLDEN ASTRA R BK MY19 5D HATCHBACK TURBO 4 1399 cc TDFI 6 SP AUTOMATIC | $146.54 |
| MITSUBISHI LANCER ES SPORT CF MY17 4D SEDAN INLINE 4 1998 cc MPFI CVT AUTO 6 SPEED | $146.64 |
| Medium | |
| TOYOTA CAMRY ASCENT SPORT (HYBRID) AXVH71R MY19 4D SEDAN INLINE 4 2494 cc MPFI | $181.18 |
| TOYOTA CAMRY ASCENT SPORT ASV70R MY19 4D SEDAN INLINE 4 2494 cc MPFI 6 SP | $185.74 |
| HYUNDAI SONATA ACTIVE LF4 MY19 4D SEDAN INLINE 4 2359 cc GDi 6 SP AUTOMATIC | $186.11 |
| Large | |
| HOLDEN COMMODORE RS (5YR) ZB 5D LIFTBACK TURBO 4 1998 cc TDFI 9 SP AUTOMATIC | $219.43 |
| HOLDEN COMMODORE RS (5YR) ZB 5D LIFTBACK V6 3649 cc DIRFI 9 SP AUTOMATIC | $235.31 |
| TOYOTA CAMRY SL V6 GSV70R MY19 4D SEDAN V6 3456 cc DDMPFI 8 SP AUTOMATIC | $244.68 |
| People Mover | |
| HONDA ODYSSEY VTi RC MY19 4D WAGON INLINE 4 2356 cc MPFI CONTINUOUS VARIABLE | $207.84 |
| HYUNDAI iMAX ACTIVE TQ4 MY19 4D WAGON DIESEL TURBO 4 2497 cc TCDI 5 SP AUTOMATIC | $232.54 |
| KIA CARNIVAL S YP MY19 4D WAGON V6 3342 cc MPFI 8 SP AUTOMATIC | $237.38 |
| SUV Small | |
| HYUNDAI KONA ACTIVE (FWD) OS.2 MY19 4D WAGON INLINE 4 1999 cc MPFI 6 SP AUTOMATIC | $156.75 |
| HONDA HR-V VTi MY18 4D WAGON INLINE 4 1799 cc MPFI CONTINUOUS VARIABLE | $160.21 |
| SUZUKI JIMNY GJ 2D WAGON INLINE 4 1462 cc MPFI 4 SP AUTOMATIC 4×4 | $161.82 |
| SUV Medium | |
| TOYOTA RAV4 GXL (2WD) MXAA52R 5D WAGON INLINE 4 1987 cc DIRFI CONTINUOUS VARIABLE | $187.62 |
| FORD ESCAPE AMBIENTE (AWD) ZG MY18.5 4D WAGON TURBO 4 1499 cc TMPFI 6 SP | $192.04 |
| MAZDA CX-5 MAXX (4×4) MY19 (KF SERIES 2) 4D WAGON INLINE 4 2488 cc DIRFI 6 SP AUTOMATIC | $193.47 |
| SUV Large | |
| SUBARU OUTBACK 2.5i MY18 4D WAGON INLINE 4 2498 cc MPFI CONTINUOUS VARIABLE | $207.39 |
| SUBARU OUTBACK 2.0D MY18 4D WAGON DIESEL TURBO 4 1998 cc TCDI CONTINUOUS VARIABLE | $213.43 |
| MAZDA CX-8 SPORT (AWD) (5YR) KG MY18 4D WAGON TWIN TURBO 4 2191 cc TTCDI 6 SP AUTOMATIC | $221.38 |
| SUV All Terrain | |
| ISUZU MU-X LS-M (4×4) UC MY18 4D WAGON DIESEL TURBO 4 2999 cc TCDI 6 SP AUTO | $229.31 |
| TOYOTA FORTUNER GX GUN156R MY19 4D WAGON DIESEL TURBO 4 2753 cc DTFI 6 SP AUTOMATIC | $231.63 |
| MITSUBISHI PAJERO SPORT GLX (4×4) 5 SEAT QE MY19 4D WAGON DIESEL TURBO 4 2442 cc TCDI 8 SP AUTOMATIC | $232.91 |
| 2wd Utility | |
| MITSUBISHI TRITON GLX ADAS MR MY19 DOUBLE CAB P/UP DIESEL TURBO 4 2440 cc DTFI 6 SP AUTOMATIC | $211.33 |
| ISUZU D-MAX SX HI-RIDE (4×2) TF MY18 CREW CAB UTILITY DIESEL TURBO 4 2999 cc TCDI 6 SP AUTOMATIC | $219.37 |
| FORD RANGER XL 2.2 HI-RIDER (4×2) PX MKIII MY19 DOUBLE CAB P/UP DIESEL TURBO 4 2198 cc DTFI 6 SP AUTOMATIC | $222.62 |
| 4wd Utility | |
| MITSUBISHI TRITON GLX (4×4) MR MY19 DOUBLE CAB P/UP DIESEL TURBO 4 2440 cc DTFI 6 SP AUTOMATIC | $230.49 |
| HOLDEN COLORADO LS (4×4) (5YR) RG MY19 CREW CAB P/UP DIESEL TURBO 4 2776 cc DTFI 6 SP AUTOMATIC | $240.10 |
| ISUZU D-MAX SX HI-RIDE (4×4) TF MY18 CREW CAB UTILITY DIESEL TURBO 4 2999 cc TCDI 6 SP AUTOMATIC | $245.00 |
| Electric | |
| HYUNDAI IONIQ ELECTRIC ELITE (BLACK GRILLE) AE.2 4D HATCHBACK NOT APPLICABLE 0000 | $195.89 |
| RENAULT ZOE INTENS 4D HATCHBACK NOT APPLICABLE 0000 ELEC 1 SP AUTOMATIC | $218.26 |
| MITSUBISHI OUTLANDER PHEV (HYBRID) ES ZL MY19 4D WAGON INLINE 4 1998 cc MPFI 1 SP | $244.32 |
| Sports | |
| TOYOTA 86 GT ZN6 MY18 2D COUPE INLINE 4 1998 cc MPFI 6 SP AUTO SEQUENTIAL | $197.39 |
| MAZDA MX-5 ROADSTER ND MY19 2D CONVERTIBLE INLINE 4 1496 cc GDi 6 SP AUTOMATIC | $201.91 |
| SUBARU BRZ MY19 2D COUPE INLINE 4 1998 cc DIRFI 6 SP AUTOMATIC | $202.89 |
Info above from our friends at RAA read the full article here
$600 and 3 demerit points!
If you’ve been watching the news lately you may have seen that South Australian drivers are being fined in excess of $600 for using their phones behind the wheel. Below is a statement that SAPOL released last week regarding OPERATION FATAL DISTRACTION.
Commencing Monday 5 August, a new road safety enforcement campaign will commence. This will be called ‘Operation Fatal Distraction’ and we will have a dedicated focus on distraction type offences – primarily those using mobile telephones.
Officer in Charge of the Road Safety Branch, Superintendent Bob Gray has highlighted that distraction is one of the biggest killers of South Australians on our roads so far this year. There are now 71 South Australians who have died on our roads so far this year compared to 42 at the same time last year.
“There is clearly a section of our motoring community who are just not getting the road safety message – or they simply just don’t care who they hurt – including themselves,” he said.
Superintendent Gray said, “These people know exactly who they are. They are making selfish, dangerous and potentially fatal decisions which ultimately have terrible consequences for their family or for other South Australians who they might indiscriminately hurt or kill.
We know there are road users out there who think the worst thing about being stopped by police is receiving a fine, but we know there are far worse things. Police are doing everything we can”.
On Monday SAPOL’s latest enforcement campaign Operation Fatal Distraction will come into force and it and run between Monday 4 August and Friday 9 August 2019.
“We need to strongly reinforce our language – distraction on our roads lead to people dying.
This is a blitz on distracted drivers and we make no apology for using every tactic – both overt and covert at our disposal. Every available member of the Traffic Support Branch, assisted by operational police across the state, will be focused on stopping selfish and dangerous drivers from killing themselves and others”, he said.
Police will be out and about in a range of different locations; using a diverse range of different tactics; and will focus on all distraction offences but primarily people using their mobile telephones whilst driving.
From 1 July the expiation fee for using a handheld mobile while driving was raised to $534, plus a $60 Victims of Crime Levy and three demerit points.
STAY SAFE out there, drivers. We are always happy to help in any way we can, but road safety is #1 on our priority list. Give us a call if you need help fixing those dents and scratches and make your car look like new.
The Importance of Price and Value
When Assessing anything we invest in, whether it’s a car, home, insurance policy, or even just a pair of shoes most of us think to ourselves “Is this worth the money I’m paying?”
My dad Ross, who started what is now DPP 47 years ago was a big fan of the saying “You get what you pay for” and I’m sure you’ve read, or heard those words more than once or twice. I certainly have.
But it really is true, finding value in something we spend our money on is what motivates us to invest in it. My Dad saw enormous value in investing in R CONDO & SONS back in the ’70s and I’m so glad he did.
“Price is what you pay, Value is what you get”
There is a wide variety of car repairing methods, providers and prices to choose from. As your car and health are investments, its pays to also invest in quality car repairs.
Having a job done improperly because of being sold on price can, ironically, be the most expensive mistake you make when it comes to repairing your car.
When you are involved in a collision that compromises the integrity of your car’s worthiness it should come as no surprise that in order to have it on the road again in its best and safest condition you cannot afford to cut corners. If the body of the car has been twisted or warped during an accident it is simply a matter of time before it either falls apart around you, or in the case of being in another accident, doesn’t protect you and your passengers from harm.
This has cost people their lives, all for the sake of saving a couple of dollars.
